* {
  margin: 0;
  padding: 0;
}
body, html {
	background:#fff;
	color:#000;
}
body {
	min-width:960px;
	font: 13px verdana,sans-serif;	
}
a { color: #1b304b; text-decoration: underline; }
#wrap {
	background:#d6dade;
	margin:0 auto;
	width:960px;
	background-image: url(images/design/leftbg.gif);
	background-repeat: repeat-y;		
}
#header {
	background:#fff;
	height: 72px;
}
#sidebar {
	background:#ffefc6;
	float:left;
	width:205px;
	background-image: url(images/design/leftbg.gif);
	background-repeat: repeat-y;		
	padding-bottom: 5px;		
}
#sidebar h2 {
	background-image: url(images/design/lefthdrbg.gif);
	background-repeat: repeat-y;
	height: 20px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11pt;
	font-weight: bold;
	color: #000000;
	padding:3px 0 0 7px;
}
#sidebar p {
	padding: 7px 12px 7px 7px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 8pt;
	line-height: 150%;		
}

div#navigation { 
	width:205px;
	height:275px;	
	background-image: url(images/design/menubg.gif);
	background-repeat: repeat-y;		
}
div#navigation img {display:block;}
div#leftcolspacer { 
	width:205px;
	height:5px;	
	background: #FFFFFF;;
}
div#mainphoto {padding-bottom: 5px; height:275px;background:#ffffff;}
div#ticker{width:755px; height: 25px; background:#1b304b; margin-bottom: 5px;}
div#myTickerID{font: Verdana 14px; color: #FFFFFF; padding: 4px;}
#main {
	background:#d6dade;
	float:right;
	width: 755px;
}
div#content{background:#d6dade; padding:10px;}
div#content p {line-height:140%; padding-bottom:15px;}
div#content h1{font-family: Cambria,Times,"Times New Roman",serif; font-size: 22px; font-weight:bold; color:#1b304b; padding-bottom:10px; }
div#content h2{font-family: Cambria,Times,"Times New Roman",serif; font-size: 18px; font-weight:bold; color:#1b304b; padding-bottom:10px; padding-top:5px; }
#content ul, ol {
	padding: 0 0 15px 20px;
	margin-left: 20px;
}
#content li {	
	padding-left: 5px;
	line-height:140%;
}



#footer {
	padding-top:10px;
	background:#ffffff;
	clear:both;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 8pt;
	color: #555252;		
}